First Time Home Buying

June 17, 2019
A family holds up keys to their new home.

It’s National Homeownership Month!

June is a cool month, this video shows you just how cool.
June 4, 2019

How to Enjoy the Mortgage Process

Insiders tell you just how to avoid the pain and frustration of the mortgage process.
December 3, 2018

The Home Buying Statistic You Shouldn’t Ignore

Should I buy a home NOW or wait until 2009? (OK, that’s a joke, 2009 is like so last decade) As anyone with a landlord will tell you, buying a home is a soundtrack always playing in the back of your mind. (When your rent goes up it starts to…
September 24, 2018
what is an open house

What is an Open House and What You Should Expect

Sell That House! If you’re in the process of selling your home, you may be pondering the different strategies to help make that sale. Online ads. Real estate agent referrals. And don’t forget about that classic one – having an open house. Do you know what is an open house?…
September 17, 2018
what happens after an offer is accepted on a house

What Happens After an Offer is Accepted? – Part 4

What happens after an offer is accepted on a house? When you initially sign a purchase offer, what do you think about next? Moving in, decorating, and imagining get togethers with friends and family. But hold the phone! You’ve missed a few steps in between. After you give in your…
September 11, 2018
real estate counter offer etiquette

Counter Offer Etiquette – Part 3

Present your poker face  Whether it is about the price offer, the closing date, or the deposit money, real estate transactions always contain confidential details. The buyer doesn’t know if there truly are competing offers, and the seller doesn’t know precisely about the buyer’s financial situation. When a buyer does…
August 27, 2018
what is reasonable to offer below asking price

What is reasonable to offer below asking price? – Part 2

Get an education, move out, meet someone special, and buy a home together. Does this sound like anyone you know? Could it even sound like you? Even if this scenario isn’t exactly you, wanting to buy a home is a dream that many Americans have. And buying a home is…
August 14, 2018
couple making offer on a house tips

Making an Offer on a House Tips-Part 1

Making an offer on a house tips (Part 1 of 4) When it comes to looking at houses to buy, what have you been doing? Going through the open houses, having private viewings, and enjoying drive-bys? It’s only natural. After all, the more houses you see, the better the chance…
May 15, 2018

Give Your Home a Little Lovin’ with a 203K Loan

So you’re in the market for a home. You see your dream home with 4 bedrooms, 3 bathrooms on a cul-de-sac with that gorgeous backyard deck. Picture this: you and your family having barbecues, snuggling on the couch on colder nights, and creating culinary masterpieces in the large kitchen. But…
May 10, 2018
Real estate offer

6 Tips for Overcoming Real Estate Offer Rejection

If you are a home buyer, here are some questions for you: How many houses have you viewed? How many open houses have you attended? Now the final question: has your real estate offer ever been accepted? That’s probably a big fat nope. If you have experienced this scenario, then…
April 24, 2018
mortgage payment formula

What’s in a Mortgage Payment Formula, Really?

Your mortgage payment: a set amount of money that is withdrawn from your account on a regular basis for years. Sure, you may just chalk it up to another large fixed expense. But understanding how your mortgage payment formula is calculated can help you make healthier financial decisions. So rather…
February 5, 2018
Scam alert on a keyboard

Wrong Ways to Get Your Credit Score for Mortgage Lenders

Don’t be fooled – ‘Free’ Credit Report Offers vs. Credit Score for Mortgage The word ‘free’ is always a word that catches the eye. It is very effective bait. Bait and switch that is when it comes to credit reports. Many (or most) are actually scams that will snag you with…
January 24, 2018
Two people about to shake hands across a pile of scattered papers

Say Goodbye! How to Get Rid of PMI

The Skinny of Private Mortgage Insurance Buying a home: you scrimp, you save, you sacrifice, and eventually, you get approved for a mortgage! And while there are many different costs associated with buying a home, some people may need to pay for Private Mortgage Insurance (PMI) on top of everything…
January 11, 2018
Multiple offers on a house bid

Why Multiple Offers on a House Shouldn’t Stop You

As a first-time home buyer, the process can seem a little daunting unless you have a top-notch real estate agent who understands and is experienced in all aspects of the endeavor. Let’s say you find that perfect home. It ticks off all (or at least most) of the must-haves you…
December 29, 2017
Save Money for your Future

Weird but Effective Ways to Save Money

SAVING MONEY FOR YOUR NEW HOME – EASIER THAN YOU MAY THINK Saving for a down payment for your first home can seem like an overwhelming project. With some savvy saving and creative budgeting, you may reach that goal sooner than you think. If you don’t have a budget and you…